Nolan - Loan Packet Reviewer
Loan Packet Reviewer
Nolan is an AI-powered reviewer that assembles, validates, and finalizes loan packets before funding. By integrating with your LOS and document imaging, Nolan ensures every required document is present, accurate, and policy-compliant—so funding doesn’t stall on avoidable exceptions.
Agent Functionality:
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Assembles & classifies all packet documents automatically
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Validates completeness, signatures, dates, and key fields vs. LOS
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Flags exceptions/stips, assigns owners, and tracks SLAs to closure
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Publishes a fund-ready checklist and updates status in your LOS
Nolan monitors inbound sources (eSign, secure uploads, dealer portals, email), ingests PDFs/images, and auto-classifies docs by type (buyer’s order, POI/POE, POI insurance, title app, payoff, ID, GAP/warranty, etc.). It splits/merges, renames, and indexes everything to the correct loan record—no manual sorting.
Using product, state, and collateral-aware checklists, Nolan verifies presence and versions, confirms signatures/notary where required, checks date ranges, and cross-matches key fields (name, VIN, amounts, term, rate) against LOS data. Any mismatch or missing element is highlighted with evidence and a fix-first note.
Nolan creates precise exception items with severity and owner, suggests the remedy, and tracks condition aging. It nudges borrowers/dealers for missing items and alerts staff on SLA risks—keeping everyone aligned until the packet is clean.
Once criteria are met, Nolan generates a fund-ready checklist, orders and bookmarks the packet, updates LOS status, and notifies funding and partners. A complete audit trail (what changed, who cleared it, when) travels with the file for easy review.