Ivy - Income Verification Specialist

Income Verification Specialist

Ivy is an AI-powered income verification specialist that automates how lenders request, receive, and review income documentation. By integrating with your LOS, Ivy removes manual back-and-forth, applies your underwriting rules consistently, and syncs results and documents where your team already works.
Agent Functionality:
  • Instantly requests income docs via SMS
  • Tracks status in real time, so no one flies blind
  • Syncs directly into your LOS—no extra logins, no IT lift
  • Uses YOUR underwriting guidelines to review income—DTI-aware and policy-driven

Ivy triggers doc requests via SMS/email immediately, personalizes checklists by product and borrower profile, accepts uploads via secure links, confirms receipt, and keeps borrowers informed with automatic nudges and due dates—eliminating the “did you get my W-2?” loop.