Audra - Auditor
Auditor
Audra is an AI-powered audit specialist that automates pre- and post-close reviews. By integrating with your LOS and document imaging, Audra compares each file against your rate tables, documentary requirements, and approval authority—then routes exceptions and builds a defensible, tamper-evident audit trail.
Agent Functionality:
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Audits loans pre/post-close against your policy, rate tables, and doc checklists
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Cross-checks pricing/terms and validates approval authority
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Flags exceptions with severity, assigns remediation, and tracks SLAs
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Syncs findings, tasks, and cleared items to your LOS/DMS—no rekeying
Audra verifies file completeness before docs go out the door: validates required disclosures and stipulations, confirms presence/legibility of income, asset, collateral, and insurance docs, checks checklist items by product/policy, and highlights gaps with clear, fix-first guidance—so conditions don’t boomerang late in the process.
Audra performs targeted or random sampling, re-calculates key values, checks final disclosures and dates, validates collateral/perfection evidence, and ensures investor/insurer eligibility where applicable. Exceptions are grouped by root cause with suggested fixes and owners to compress rework cycles.
Audra matches locked rates, fees, and pricing adjustments to your current rate tables and eligibility rules, re-computes APR/finance charges, and confirms the decision stayed within delegated approval authority (including second-signature rules). Out-of-policy items are flagged with evidence and severity.
Audra generates standardized findings (evidence links, page refs, field diffs), assigns tasks to owners, tracks SLAs, and closes the loop when corrected docs are posted. Dashboards and monthly QC packs export to CSV/PDF and are fully traceable—delivering the audit trail regulators and auditors expect.